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Along with poker, blackjack is one of the most popular card games that inspired many Hollywood movies. According to them, there are plenty of casinos across the US where real-money blackjack is legal. However, the situation is slightly different regarding the online version of this famous pastime.
At the moment, online blackjack is legal only in a few states — New Jersey, Delaware, Pennsylvania, West Virginia, and Michigan. On the other hand, there are some states where online blackjack and other casino games are absolutely prohibited.
If you wish to find out more about the legal framework of online gambling in the US, you’ve landed on the right page. Read this comprehensive guide to learn all about it!
Initial Online Blackjack Regulations in the US
Online gambling laws in the US are often causing confusion among avid online casino fans. Although each of the states has the right to regulate online gambling as it sees fit, no particular federal laws officially prohibit or allow online blackjack on the country’s level.
The actual problem can be traced back to 1961 when the Wire Act was put into effect. This law aimed at preventing any cross-border illegal gambling activities that were practiced thanks to wire communication.
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The Wire Act from 1961 targeted all sorts of online gambling for years. Nevertheless, since the appearance of wireless internet allowed online gambling, it challenged this law’s relevance.
The first change occurred in 2011 when the US Department of Justice decided to reverse the Wire Act and apply it solely to sports betting. From that moment on, the US began considering the legislation of online casino games, including blackjack.
However, in 2018, another reversal of the law made the online gambling regulation in the US complicated and unclear and put it in the so-called grey area.
All these moves finally resulted in the matter being reviewed by the federal court, meaning that the situation might officially change in the future. Until then, every state that took advantage of the loophole in 2011 now has legal online blackjack platforms.
The Problem Called UIGEA
Another problem standing between legal online blackjack platforms and many US states is the Unlawful Internet Gambling Enforcement Act from 2006 (UIGEA). Namely, the act sounds as if it prohibits only gambling via the Internet.
Still, if read carefully, one could easily conclude that UIGEA doesn’t target US citizens at all. On the contrary, this Act forbids financial establishments to knowingly accept payments related to betting or wagering over the Internet. In other words, it is not explicitly mentioned that US citizens are prohibited from playing online blackjack, except in several states.
Yet, the governments of many states have misinterpreted this law and consider online casino games such as blackjack illegal. Consequently, not so many states went for online blackjack legislation, but the situation is hopefully changing for the better.
Online Blackjack in the US — State by State Guide
As you’ve noticed throughout the text, only a few US states currently allow its residents to play blackjack online legally. Below, you can read about each state that considers online blackjack games legal. Let’s take a look!
New Jersey
New Jersey is one of the states where you don’t have to wonder about the online blackjack’s legality. At the moment, the state is the largest market concerning regulated online gambling in the states.
New Jersey is home to various online gambling operators, and these states’ residents have a plethora of choices regarding online blackjack. Its online gambling bill is valid for three more years, after which it has to be renewed.
Delaware
Although not that prominent concerning size or popularity, Delaware stepped up in terms of online gambling and became the first to make it legal in 2012. Naturally, blackjack was one of the games that have been the most popular among the online casino community in the First State.
Apart from online blackjack, Delaware’s residents can participate in various other casino games, online poker, and sports wagering. In contrast, other states still lead an open discussion about whether online gambling is legal.
Pennsylvania
Pennsylvania is proof that other US states should start with online gambling legislation as soon as possible. The process lasted for up to a couple of years; in Penn’s case, it started in 2017 and finished in 2019.
Apparently, there were online casino aficionados who’ve been waiting for Pennsylvania to legislate online blackjack. The available platforms work flawlessly, and players know that they can enjoy their favorite casino games without facing any legal consequences.
West Virginia
West Virginia comes as one of the latest innovations in the US online gambling market. However, the process of legalizing online casino games went much smoother than in Pennsylvania’s case. The legislation started in 2019 and ended in 2020 when the first online gambling platform got activated.
At the moment, there are several active platforms, but they haven’t yet reached peak popularity. However, concerning blackjack, players have nothing to worry about, as this is the game that will always be offered thanks to its world-known prominence.
Michigan
Michigan is the last state to legalize online casino gambling. Although no platforms have been launched yet, they are carefully planned and will start working as soon as vital regulatory bodies show thumbs up.
The end of 2020 is reserved for launching the first online casino platforms in Michigan. This opportunity has been given to each of the currently operating land-based casinos, provided they pay $50,000 for application and $100,000 for the license.
How to Play Online Blackjack Legally in the US
Before you dive into the world of online blackjack, the first thing you need to check is whether your state has legal permission to offer this activity. Yet, the good news is that online games of chance are not restricted only to state’s residents — they apply to anyone physically present within the state’s borders.
Therefore, if you’re living in a state where online gambling is not legal yet, all you have to do is visit one of those where it is officially allowed.
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Once you find yourself in the online blackjack-friendly area, find the most appealing platform and create an online casino account. This is usually a straightforward process that will take only a few minutes of your time. Provide the necessary details and fund your online casino account by using a payment method of your choice. After the casino confirms your registration, you’re good to go!
Bottom Line
There’s still no need to envy US residents for their online gambling laws. Right now, only a few states have a regulated online gambling market with active casino sites where players can enjoy blackjack and other popular games.
Based on the current situation with online gambling in the US, we can’t be certain about what the future brings. The online gambling legislation is still not developing as fast as residents hope, but these states that have already been in this business bring hope that something might change for the better in years to come.
All in all, if you wish to take part in online blackjack games in the US, the options exist, so use them wisely. Good luck!
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FAQ
Is online blackjack legal in the US?
At the moment of writing this text, online blackjack has been officially legal in these several states — New Jersey, Delaware, Pennsylvania, West Virginia, and Michigan.
What is the legal gambling age for US players?
Online blackjack fans living in the US have to be at least 21 to participate in online gambling activities.
Can US players claim online blackjack bonuses?
Yes, they can. Players from the US can claim a welcome bonus or any other promotional offer provided that the site of their choice offers one.
What are the most popular online blackjack games?
American Blackjack and European Blackjack are, by far, the most popular versions of this evergreen card game, with Blackjack Switch and Vegas Strip Blackjack standing right behind.
Blackjack is far and away the most popular casino game in the world. This is true at Pennsylvania’s brick and mortar casinos and should remain true when most PA online casinos begin going live starting on July 15.
In fact, as long as PA online casinos offer blackjack under the same rules mandated at PA brick and mortar casinos, there will be as much action on the online tables as any live PA casino. While most games will be video, some sites are expected to offer online wagering with a live dealer streaming.
The reason for blackjack’s popularity has always been the fact it offers casino players the best chance to beat the house. The game has one of the lowest house edges players can find.
However, that’s especially true in PA where the rules for the game mandated by the Pennsylvania Gaming Control Board (PGCB) lower that house edge even further.
The house edge for PA casino blackjack under PGCB rules is around .40 percent, giving the game a theoretical return to player rate (RTP) of 96.6 percent.
That means PA casinos return $96.60 of every $100 bet on blackjack back to players.
PA blackjack rules
Every PA brick and mortar casino employs the same blackjack rules mandated by the PGCB, including:
- Blackjack pays 3:2
- Dealer stands on soft 17
- Double down on any two cards
- Split up to three hands (except aces)
- Double down after splits
- Late surrender, allowing players to give up half the bet when the dealer doesn’t have blackjack
These rules combine to lower the house edge on PA blackjack, starting with the 3:2 payout on blackjack, which is decidedly better than the 6:5 paid at many casinos across the country. The difference on a $10 bet is $3 in winnings and that can add up fast.
Dealers standing rather than hitting on soft 17 (17 with an ace) also has an impact on the house edge. It may not happen all that often in a single session, but it is in the player’s favor when it does.
The rules allowing players to double down on any two cards and double after splitting up to three hands is an invitation to increase profits when you’re on a winning streak. Blackjack is such a streaky game and rules like this let you take advantage of that.
Finally, the late surrender rule employed in PA can be used to players’ advantages as well. It’s not the kind of rule that should be invoked too often. However, the ability to give up half a bet rather than hit or stand with bad cards when you are facing almost insurmountable odds reduces the house edge.
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Alternative PA online blackjack games
The PGCB may allow PA online casinos to run online blackjack games with different rules than the ones it mandates at PA casinos.
Players need to be aware that even the smallest change in rules can have a dramatic effect on the game’s house edge, and adjust accordingly.
Possible alternative PA online blackjack games may include:
- Vegas Blackjack (Only one card each on split aces)
- Downtown Las Vegas Blackjack (Dealer draws on soft 17)
- Atlantic City Blackjack (No re-splitting)
- Single-Deck Blackjack (Uses only a single deck rather than a traditional eight-deck shoe)
Where to play Blackjack online in PA
All of the PA online casino sites planning to launch in 2021 should offer Blackjack. Here’s a list of PA online casino operations already approved by the PGCB:
- Mount Airy/Stars
- Stadium
Is blackjack better online?
When it comes to gameplay, there really isn’t that much difference between playing online or live blackjack. However, there are several reasons why playing blackjack at a PA online casino might be even better than doing it in person at a PA casino.
Firstly, it takes a lot less time to go online than it does to travel to a casino. Plus, changing seats and tables is a lot faster when all you have to do is click buttons. All that adds up to less time between hands and more hands played per hour online versus live play.
In fact, computer dealers are so much faster and more efficient than human beings there’s no doubt you’ll play more blackjack hands in an online session than you ever will live.
Is online blackjack rigged?
Since they can’t cut the cards or hold them in their hands the same way they do inside a brick and mortar casino, there are players who might think online blackjack in PA is somehow rigged. This is a complete fallacy.
The online casino blackjack games in PA are subject to rigorous testing by the PGCB, making them as safe and fair as any you’ll find at a PA casino.
The PGCB licenses and regulates PA online casinos. These operators aren’t about to risk fines, suspensions, or the loss of a license by rigging online blackjack games.
Plus, all PA online casinos are affiliated with brick and mortar casinos across the state or major US casino companies, ensuring a certain level of integrity. The names and reputations of some of the biggest players in the US gambling industry are riding on these online blackjack games and none are willing to risk that.
PA online casinos will use computerized random number generators to determine the outcome of each blackjack hand and these are subject to PGCB testing as well.
A random number generator essentially acts as a computer-based card shuffler. Security is in place at PA online casino sites to make sure the tech cannot be tampered with.
PA online blackjack strategy and counting cards
In order to take advantage of the low house edge offered by PA blackjack games, players need to learn and employ basic blackjack strategy.
Players can find cheat sheets online that can help anyone perfect a basic blackjack strategy. Essentially, it’s about making the best odds play. You hit when the timing is right and stand when it’s not.
Cheat sheets provide information regarding every player holding and dealer up card. Players that study and use this information will ensure the true house edge for blackjack is realized. Making mistakes or deviating from basic strategy gives the house its edge back.
Card counting has long been the most effective way to win at Blackjack. Plus, it is a good way to get barred by casinos across the country. It’s not illegal, but casinos don’t want you to do it.
In fact, many now employ continuous shuffle machines at Blackjack games to prevent card counting.
The random number generators that determine the outcome of blackjack games act the same way as continuous shuffle machines. Each card dealt is independent of the one before it. It’s all random, making it impossible to keep a count and rendering card counting methods useless.